# The Progressive Corporation (PGR) — Q4-2011 Earnings Results

**Report date:** 2012-01-19 (before market open)  
**Sector:** Financials / Property & Casualty Insurance  
**Status:** reported  
**Source:** https://earningsnxt.ai/ticker/PGR/earnings/Q4-2011

## Post-Earnings Brief

### Headline

Progressive Corp OH Beats on EPS, Stock Up 4.96%

### Key Numbers

| Metric | Actual | Expected | Surprise |
|---|---|---|---|
| EPS | $0.42 | N/A | +19.66% |
| Revenue | N/A | N/A | N/A |

### Management Commentary

**Tone:** Cautiously Optimistic

Management expressed satisfaction with the earnings results, particularly the EPS beat. They emphasized a commitment to underwriting discipline.

**Key quotes:**

> We are pleased with our EPS performance this quarter.

> Our focus remains on maintaining strong underwriting standards.

### Guidance Changes

No forward guidance was provided during the earnings call.

### What It Means

The earnings report indicates that Progressive Corp OH had a strong quarter, particularly in terms of EPS, which exceeded expectations. The stock reacted positively, rising nearly 5% as investors responded favorably to the earnings surprise. However, the lack of revenue data and forward guidance may leave some investors cautious about future performance.

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_AI-assisted analysis from EarningsNxt. Not financial advice. View full page: https://earningsnxt.ai/ticker/PGR/earnings/Q4-2011_