Post-earnings recap
Reported
Thu, Aug 6, 2026
EPS actual
$0.54
EPS est.
$0.31
EPS surprise
+74.19%
1-day move
-4.45%
ACI Worldwide reported a strong earnings per share, significantly exceeding expectations. However, the stock fell by 4.45% in reaction, indicating that investors may have been disappointed by the lack of revenue details or guidance. The absence of management commentary further adds to the uncertainty surrounding the company's future outlook.
| Metric | Actual | Expected | Surprise |
|---|---|---|---|
| EPS | $0.54 | N/A | +74.19% |
| Revenue | N/A | N/A | N/A |
No transcript is on record, and the analysis is based on numerical results only.
ACI Worldwide, Inc. (ACIW) operates in the Information Technology sector, focusing on application software that facilitates electronic payment processing. As digital transactions continue to grow, ACIW plays a crucial role in enabling secure and efficient payment solutions for businesses worldwide.
Last quarter
In Q1 2026, ACIW reported an EPS of $0.61, significantly beating estimates by over 110%. The stock reacted positively, gaining 7.81% the following day.
EPS beat streak
2Q
EPS beat rate
88%
Avg EPS surprise
+72.69%
Avg 1-day reaction
+1.60%
Overall, investors are cautiously optimistic about ACIW's upcoming earnings, given the strong performance in the previous quarter. However, the lack of analyst estimates may lead to uncertainty.
Bull case
If ACIW continues its trend of beating EPS estimates, it could see strong stock performance, especially if revenue growth is also robust.
Bear case
On the other hand, if the company fails to meet expectations or provides weak guidance, it could lead to a significant pullback in the stock price.
Key metrics to watch
Earnings Per Share (EPS)
Expectations for EPS are currently not available.EPS is a key indicator of a company's profitability and financial health, which investors closely monitor.
Revenue Growth
Expectations for revenue are currently not available.Revenue growth reflects the company's ability to expand its market presence and generate sales, crucial for long-term success.
The print will turn on these.
Q1
What will be the EPS for Q2-2026?
Given ACIW's history of beating EPS estimates, this figure will be critical in determining market sentiment.
Q2
How does ACIW plan to sustain revenue growth moving forward?
Investors will be keen to understand the company's strategy for growth, especially in a competitive market.
—
Est. EPS
—
Est. Rev
—
Impl. Move
±10.1%
Why consensus could be wrong
The Street may underestimate ACIW's ability to leverage recent technological advancements in payment processing, which could drive stronger-than-expected growth.
Supporting evidence
ACI Worldwide has consistently beaten EPS estimates, indicating strong operational execution.
The options market is pricing a significant move, suggesting that investors are anticipating volatility based on new developments.
Historical performance shows that ACIW has a solid track record of recovering from dips, which may not be fully appreciated.
Key risk
If ACIW's EPS exceeds $0.70, it could challenge the current cautious outlook and drive the stock higher.
Pre-commit to what would confirm each case.
This quarter's performance is under scrutiny as ACIW has consistently beaten expectations, and any deviation could significantly impact investor confidence.
Bull confirmed if
An EPS of $0.70 or higher would confirm the bull case, indicating continued strong performance.
Bear confirmed if
An EPS below $0.40 would confirm the bear case, raising concerns about profitability.
What the market is pricing for the move.
Implied Move
±13.49%
Historical Avg
±6.7%
The options market is pricing in a significant potential move in either direction, indicating heightened uncertainty around the earnings report.
Options are pricing ±13.5% while ACIW has averaged ±6.7% over the last 8 prints — setup is pricing rich.
ATM IV
0.5%
30d HV
42.8%
Smart-money positioning from the most recent 13F filings.
Institutional
106.16%
of float
Insider
1.24%
of float
Holders
527
institutions
Top Holders· as of Jun 2026
Blackrock Inc.
16,381,401 sh · $829.7M
16.23%
-3.7%
Likely market behavior by outcome. Not investment advice.
Beat & raise
If ACIW beats expectations, history suggests a potential stock increase of around 2.89%, confirming strong operational momentum.
In line / cautious
If results are in line with expectations, the stock may see muted movement as investors await further guidance.
Miss
A miss could lead to a decline, with historical data suggesting an average drop of around 11.70% following disappointing results.
The lines on the call that would change the story.
Vanguard Portfolio Management LLC
8,112,057 sh · $410.9M
8.04%
0.7%
Franklin Resources, Inc.
6,695,164 sh · $339.1M
6.63%
1.2%
FMR, LLC
6,545,875 sh · $331.5M
6.48%
202.2%
Vanguard Capital Management LLC
4,586,998 sh · $232.3M
4.54%
1.0%
13F filings updated quarterly. Position deltas show change in shares vs. the prior quarter.