Equity Profile

ACIW

ACI Worldwide, Inc.

Information TechnologyApplication Software$5.4B

Aug6Thu

Pre-Earnings Brief

UpcomingQ2-2026Pre-Market9:00 AM EDT

Company Snapshot

ACI Worldwide, Inc. (ACIW) is a technology company that provides software solutions for electronic payment systems....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of a company's profitability and financial health, which investors closely monitor.

N/A

Revenue Growth

Revenue growth reflects the company's ability to expand its business and capture market share in the competitive software industry.

N/A

Wall Street expectations, options signals, track record, and call prep available with Pro.

ACIW Q2-2026 Earnings Preview

Context

Company Snapshot

ACI Worldwide, Inc. (ACIW) is a technology company that provides software solutions for electronic payment systems. Operating in the Information Technology sector, ACIW plays a crucial role in the growing digital payment landscape, which is increasingly important as consumer spending shifts online.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q1-2026, ACI Worldwide reported an EPS of $0.61, significantly surpassing expectations of $0.29, marking a 110% surprise. The stock reacted positively, increasing by 7.81% the following day.

Management Promises & Guidance

Expectations

Wall Street Expectations

Overall expectations for ACI Worldwide's upcoming earnings are mixed, given their strong track record of beating EPS estimates in recent quarters. Investors will be watching closely to see if this trend continues.

Bull Case

If ACIW continues its streak of beating EPS estimates, it could signal strong operational performance and investor confidence, potentially driving the stock higher.

Bear Case

Conversely, if the company fails to meet expectations or if revenue growth slows, it could lead to a negative reaction from investors, especially given the high implied move priced into the options market.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will be the reported EPS for Q2-2026?

Given ACIW's history of beating EPS estimates, the actual EPS figure will be critical in determining market sentiment.

How is revenue growth trending compared to previous quarters?

Investors will want to understand if the company can sustain its growth momentum, which is vital for long-term valuation.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating ACIW's potential for continued strong EPS growth, as historical performance suggests a consistent ability to exceed expectations.

Supporting Evidence

ACI Worldwide has a 100% EPS beat rate over the last eight quarters, indicating strong operational consistency.

The options market is pricing a larger move than historical averages, suggesting that traders expect significant volatility, which could indicate a potential surprise.

Recent strong performance in the tech sector may bode well for ACIW, as it benefits from the ongoing digital payment trend.

Key Risk

If ACIW's EPS comes in below $0.40, it could undermine the bullish sentiment and lead to a reassessment of growth prospects.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on ACIW's ability to maintain its growth trajectory and profitability in a competitive market.

Bull Confirmed If

An EPS of $0.70 or higher would confirm the bullish case, indicating strong operational performance.

Bear Confirmed If

An EPS below $0.40 would confirm the bearish case, suggesting potential issues in revenue generation.

Pre-Earnings Positioning

Options Market

Implied Move

±13.49%

Historical Avg

±6.8%

Pricing rich

The options market is pricing in a significant move of approximately 13.5%, indicating that traders expect volatility around the earnings announcement.

Options are pricing ±13.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.8%

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Information Technology

n=30

Fade rate: 4 of 9 (44%)

This setup has occurred 30 times across Information Technology in the last 2 years. 4 of 9 faded and 5 held — no strong directional bias after the initial reaction. The average absolute 1-day move is 4.4%, with a raw directional average of -0.5% (modestly negative historical bias).

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACIW beats expectations, history suggests the stock could rise by around 2.89%, confirming strong operational strength.

In-Line / Cautious

If results are in line with expectations, the stock may experience muted movement as investors await further guidance.

Miss

Should ACIW miss estimates, the stock could decline, with history indicating an average drop of around 11.70% following misses.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new product launches or enhancements in their payment solutions.
2Insights into customer acquisition and retention metrics.
3Comments on competitive pressures in the digital payment space.
4Guidance on revenue expectations for the next quarter.
5Management's outlook on market trends affecting the software industry.

See the full picture

AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

No charge today · Auto-bills $8/mo after 7 days · Cancel anytime

More Earnings This Week

5 Reports

Aug3

ONBMO

ON Semiconductor Corporation

PreviewView

Aug3

LBMO

Company Snapshot

ACI Worldwide, Inc. (ACIW) is a technology company that provides software solutions for electronic payment systems....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a key indicator of a company's profitability and financial health, which investors closely monitor.

N/A

Revenue Growth

Revenue growth reflects the company's ability to expand its business and capture market share in the competitive software industry.

N/A

Wall Street expectations, options signals, track record, and call prep available with Pro.

ACIW Q2-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q1-2026, ACI Worldwide reported an EPS of $0.61, significantly surpassing expectations of $0.29, marking a 110% surprise. The stock reacted positively, increasing by 7.81% the following day.

Management Promises & Guidance

Expectations

Wall Street Expectations

Bull Case

If ACIW continues its streak of beating EPS estimates, it could signal strong operational performance and investor confidence, potentially driving the stock higher.

Bear Case

Expectations

Two Questions That Matter

The print will turn on these two things.

What will be the reported EPS for Q2-2026?

Given ACIW's history of beating EPS estimates, the actual EPS figure will be critical in determining market sentiment.

How is revenue growth trending compared to previous quarters?

Investors will want to understand if the company can sustain its growth momentum, which is vital for long-term valuation.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating ACIW's potential for continued strong EPS growth, as historical performance suggests a consistent ability to exceed expectations.

Supporting Evidence

ACI Worldwide has a 100% EPS beat rate over the last eight quarters, indicating strong operational consistency.

The options market is pricing a larger move than historical averages, suggesting that traders expect significant volatility, which could indicate a potential surprise.

Recent strong performance in the tech sector may bode well for ACIW, as it benefits from the ongoing digital payment trend.

Key Risk

If ACIW's EPS comes in below $0.40, it could undermine the bullish sentiment and lead to a reassessment of growth prospects.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on ACIW's ability to maintain its growth trajectory and profitability in a competitive market.

Bull Confirmed If

An EPS of $0.70 or higher would confirm the bullish case, indicating strong operational performance.

Bear Confirmed If

An EPS below $0.40 would confirm the bearish case, suggesting potential issues in revenue generation.

Pre-Earnings Positioning

Options Market

Implied Move

±13.49%

Historical Avg

±6.8%

Pricing rich

The options market is pricing in a significant move of approximately 13.5%, indicating that traders expect volatility around the earnings announcement.

Options are pricing ±13.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.8%

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Information Technology

n=30

Fade rate: 4 of 9 (44%)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACIW beats expectations, history suggests the stock could rise by around 2.89%, confirming strong operational strength.

In-Line / Cautious

If results are in line with expectations, the stock may experience muted movement as investors await further guidance.

Miss

Should ACIW miss estimates, the stock could decline, with history indicating an average drop of around 11.70% following misses.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on new product launches or enhancements in their payment solutions.
2Insights into customer acquisition and retention metrics.
3Comments on competitive pressures in the digital payment space.
4Guidance on revenue expectations for the next quarter.
5Management's outlook on market trends affecting the software industry.