Equity Profile

ACIW

ACI Worldwide, Inc.

Information TechnologyApplication Software$5.7B

Aug6Thu

Pre-Earnings Brief

UpcomingQ2-2026Pre-Market9:00 AM EDT

Company Snapshot

ACI Worldwide, Inc. is a technology company that provides software solutions for electronic payments....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a critical measure of a company's profitability and is closely watched by investors.

N/A

Revenue Growth

Revenue growth indicates the company's ability to expand its business and capture market share, which is vital for long-term success.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

ACIW Q2-2026 Earnings Preview

Context

Company Snapshot

ACI Worldwide, Inc. is a technology company that provides software solutions for electronic payments. As a key player in the Information Technology sector, ACI focuses on helping businesses process transactions securely and efficiently, which is increasingly important in today's digital economy.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q1-2026, ACI reported an EPS of $0.61, significantly exceeding expectations of $0.29, marking a 110% surprise. The stock reacted positively, gaining 7.81% the following day.

Management Promises & Guidance

Continued focus on enhancing payment security features.
Expansion into new markets to drive transaction volume.
Commitment to improving customer service and support.

Expectations

Wall Street Expectations

Overall, expectations are mixed as ACI has consistently beaten EPS estimates in the past, but there are no analyst estimates available for this quarter.

Bull Case

If ACI continues its trend of strong EPS surprises, it could lead to significant stock appreciation, especially if revenue growth is also strong.

Bear Case

Conversely, if the company fails to meet expectations or provides weak guidance, it could lead to a sharp decline in stock price.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026, and how does it compare to previous quarters?

Given ACI's history of exceeding EPS estimates, this number will be crucial for investor sentiment and stock performance.

How has transaction volume changed compared to last quarter?

Transaction volume is a key indicator of business health and growth potential, and any significant changes could impact future earnings.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating ACI's ability to maintain high transaction volumes, which could lead to stronger-than-expected earnings.

Supporting Evidence

ACI has consistently beaten EPS estimates, indicating strong operational performance.

The options market is pricing a larger move than historical averages, suggesting heightened expectations.

Recent trends in digital payments indicate growing demand that ACI could capitalize on.

Key Risk

If transaction volume exceeds expectations significantly, it could lead to a re-evaluation of growth potential.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

The market is debating ACI's ability to maintain its strong earnings performance amid competitive pressures.

Bull Confirmed If

An EPS of $0.70 or higher would confirm the bull case, indicating strong profitability.

Bear Confirmed If

An EPS below $0.40 would confirm the bear case, suggesting potential issues with profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±13.49%

Historical Avg

±6.8%

Pricing rich

The options market is pricing in a significant move, suggesting that traders expect volatility around the earnings report.

Options are pricing ±13.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.8%

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Information Technology

n=30

Fade rate: 4 of 9 (44%)

This setup has occurred 30 times across Information Technology in the last 2 years. 4 of 9 faded and 5 held — no strong directional bias after the initial reaction. The average absolute 1-day move is 4.4%, with a raw directional average of -0.5% (modestly negative historical bias).

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACI beats expectations, history suggests a potential stock increase of around 2.89%, confirming the company's strong growth narrative.

In-Line / Cautious

If results are in line but management expresses caution, the stock may see a muted reaction as investors reassess growth prospects.

Miss

Should ACI miss expectations, the stock could decline significantly, with historical averages suggesting a drop of around 11.70%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Details on transaction volume growth compared to last quarter.
2Any updates on new market expansions or product offerings.
3Insights into customer retention and satisfaction metrics.
4Management's outlook on competitive pressures in the payment processing industry.
5Comments on cost management and operational efficiency improvements.

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AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

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Company Snapshot

ACI Worldwide, Inc. is a technology company that provides software solutions for electronic payments....

Key Metrics to Watch

Earnings Per Share (EPS)

EPS is a critical measure of a company's profitability and is closely watched by investors.

N/A

Revenue Growth

Revenue growth indicates the company's ability to expand its business and capture market share, which is vital for long-term success.

N/A

1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.

ACIW Q2-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

88%

Avg EPS Surprise

+75.92%

Avg Stock Reaction

+2.89%

Last Quarter Recap

In Q1-2026, ACI reported an EPS of $0.61, significantly exceeding expectations of $0.29, marking a 110% surprise. The stock reacted positively, gaining 7.81% the following day.

Management Promises & Guidance

Continued focus on enhancing payment security features.
Expansion into new markets to drive transaction volume.
Commitment to improving customer service and support.

Expectations

Wall Street Expectations

Overall, expectations are mixed as ACI has consistently beaten EPS estimates in the past, but there are no analyst estimates available for this quarter.

Bull Case

If ACI continues its trend of strong EPS surprises, it could lead to significant stock appreciation, especially if revenue growth is also strong.

Bear Case

Conversely, if the company fails to meet expectations or provides weak guidance, it could lead to a sharp decline in stock price.

Expectations

Two Questions That Matter

The print will turn on these two things.

What will the EPS be for Q2-2026, and how does it compare to previous quarters?

Given ACI's history of exceeding EPS estimates, this number will be crucial for investor sentiment and stock performance.

How has transaction volume changed compared to last quarter?

Transaction volume is a key indicator of business health and growth potential, and any significant changes could impact future earnings.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating ACI's ability to maintain high transaction volumes, which could lead to stronger-than-expected earnings.

Supporting Evidence

ACI has consistently beaten EPS estimates, indicating strong operational performance.

The options market is pricing a larger move than historical averages, suggesting heightened expectations.

Recent trends in digital payments indicate growing demand that ACI could capitalize on.

Key Risk

If transaction volume exceeds expectations significantly, it could lead to a re-evaluation of growth potential.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

The market is debating ACI's ability to maintain its strong earnings performance amid competitive pressures.

Bull Confirmed If

An EPS of $0.70 or higher would confirm the bull case, indicating strong profitability.

Bear Confirmed If

An EPS below $0.40 would confirm the bear case, suggesting potential issues with profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±13.49%

Historical Avg

±6.8%

Pricing rich

The options market is pricing in a significant move, suggesting that traders expect volatility around the earnings report.

Options are pricing ±13.5% while ACIW has averaged ±6.8% over the last 8 prints — setup is pricing rich.

Detail

ATM IV

0.5%

30d HV

42.8%

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Information Technology

n=30

Fade rate: 4 of 9 (44%)

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If ACI beats expectations, history suggests a potential stock increase of around 2.89%, confirming the company's strong growth narrative.

In-Line / Cautious

If results are in line but management expresses caution, the stock may see a muted reaction as investors reassess growth prospects.

Miss

Should ACI miss expectations, the stock could decline significantly, with historical averages suggesting a drop of around 11.70%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Details on transaction volume growth compared to last quarter.
2Any updates on new market expansions or product offerings.
3Insights into customer retention and satisfaction metrics.
4Management's outlook on competitive pressures in the payment processing industry.
5Comments on cost management and operational efficiency improvements.