Financials·Life & Health Insurance·$59.1B
AFLAC Inc. is a leading provider of supplemental insurance in the U.S....
EPS
Earnings per share is a key indicator of profitability and will show how well AFLAC is managing its costs and generating income.
Revenue
Total revenue reflects the company's ability to attract and retain customers, which is vital for growth in the insurance industry.
Wall Street expectations, options signals, track record, and call prep available with Pro.
EPS Beat Streak
0Q
EPS Beat Rate
63%
Avg EPS Surprise
+9.73%
Avg Stock Reaction
+0.66%
In Q4 2025, AFLAC reported an EPS of $1.57, falling short of expectations by 8.08%. The stock saw a modest increase of 1.41% the following day.
Management Promises & Guidance
Analysts expect AFLAC to report a solid EPS of $1.80 and revenue of $4.3 billion, reflecting steady demand for its insurance products.
Bull Case
If AFLAC exceeds EPS expectations, it could signal strong operational efficiency and market demand, potentially boosting investor confidence.
Bear Case
Conversely, if the company misses earnings estimates again, it may raise concerns about its growth strategy and market competitiveness.
EPS
$1.80Earnings per share is a key indicator of profitability and will show how well AFLAC is managing its costs and generating income.
Revenue
$4.3BTotal revenue reflects the company's ability to attract and retain customers, which is vital for growth in the insurance industry.
The print will turn on these two things.
Q1
Will AFLAC's EPS exceed the consensus estimate of $1.80?
A beat on EPS would indicate strong financial performance and could boost investor sentiment.
Q2
How is AFLAC addressing customer retention and growth in the competitive insurance market?
Insights into customer strategies will be critical for understanding future revenue growth and market positioning.
Why consensus could be wrong
The Street may be underestimating AFLAC's ability to leverage new digital initiatives to enhance customer engagement and retention.
Supporting Evidence
Recent investments in technology could lead to improved customer service metrics.
AFLAC's historical performance shows resilience in challenging markets, suggesting potential for better-than-expected results.
Key Risk
If customer retention rates show significant improvement, it could challenge current bearish sentiment.
Pre-commit to what would confirm each case.
This quarter's results will be pivotal in determining AFLAC's ability to navigate market challenges and maintain profitability.
Bull Confirmed If
An EPS of $1.85 or higher would confirm strong operational performance and market demand.
Bear Confirmed If
An EPS below $1.74 would raise significant concerns about the company's growth strategy.
Implied Move
±5%
Historical Avg
±0.7%
The options market is pricing in a 5% move, indicating that traders expect some volatility around the earnings announcement.
Options are pricing ±5.0% while AFL has averaged ±0.7% over the last 8 prints — setup is pricing rich.
Likely market behavior by outcome — not investment advice.
Beat & Raise
If AFLAC beats expectations, history suggests the stock could rise by about 0.66%, confirming a positive outlook.
In-Line / Cautious
If results are in line with expectations, the market may react cautiously, focusing on management's commentary for future guidance.
Miss
A miss could lead to a decline of around 0.66%, reflecting investor disappointment and concerns about the company's direction.
AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.
No charge today · Auto-bills $8/mo after 7 days · Cancel anytime
AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.
No charge today · Auto-bills $8/mo after 7 days · Cancel anytime
VERIZON COMMUNICATIO
Apr 27, 2026