Financials·Diversified Banks·$122.1B
Banco Bilbao Vizcaya (BBVA) is a major financial institution based in Spain, offering a range of banking services including retail banking, corporate banking, and wealth management. With a market cap of $122 billion, BBVA plays a significant role in the financial sector, particularly in Europe and Latin America, and is influenced by trends in consumer spending and interest rates.
Earnings Per Share (EPS)
EPS is a key indicator of the company's profitability and financial health, which investors closely monitor.
Net Interest Margin
This metric measures the difference between interest income generated and interest paid out, reflecting the bank's efficiency in managing its assets and liabilities.
1 more metrics, Wall Street expectations, options signals, track record, and call prep available with Pro.
Banco Bilbao Vizcaya (BBVA) is a major financial institution based in Spain, offering a range of banking services including retail banking, corporate banking, and wealth management. With a market cap of $122 billion, BBVA plays a significant role in the financial sector, particularly in Europe and Latin America, and is influenced by trends in consumer spending and interest rates.
EPS Beat Streak
4Q
EPS Beat Rate
75%
Avg EPS Surprise
+39.42%
Avg Stock Reaction
+3.53%
In Q3 2025, BBVA reported an EPS of $0.49, beating estimates by 2.59%. However, the stock experienced a slight decline the following day, indicating mixed investor sentiment.
Management Promises & Guidance
Overall expectations for BBVA's upcoming earnings are mixed, given the company's strong track record of beating EPS estimates but recent volatility in stock performance.
Bull Case
If BBVA continues its trend of beating EPS estimates, it could signal strong underlying performance and investor confidence, potentially driving the stock higher.
Bear Case
Conversely, if the bank fails to meet expectations or provides cautious guidance, it could lead to a negative reaction from investors, especially given recent market volatility.
Earnings Per Share (EPS)
N/AEPS is a key indicator of the company's profitability and financial health, which investors closely monitor.
Net Interest Margin
N/AThis metric measures the difference between interest income generated and interest paid out, reflecting the bank's efficiency in managing its assets and liabilities.
Loan Growth
N/ALoan growth indicates demand for credit and the bank's ability to expand its lending operations, which is crucial for revenue generation.
The print will turn on these two things.
Q1
What is the expected EPS for Q1-2026?
EPS is a critical measure of profitability, and any significant deviation from expectations could impact investor sentiment.
Q2
How has loan growth trended in the last quarter?
Loan growth is essential for revenue, and insights into this metric will help gauge the bank's performance and market demand.
Why consensus could be wrong
The Street may underestimate BBVA's ability to leverage its digital banking initiatives, which could drive stronger loan growth than anticipated.
Supporting Evidence
BBVA has consistently beaten EPS estimates, indicating strong management execution.
Recent investments in technology may yield higher efficiency and customer acquisition.
The bank's diversified presence in Latin America could buffer against European market volatility.
Key Risk
If loan growth exceeds 5%, it could significantly shift market expectations and validate the bullish case.
Pre-commit to what would confirm each case.
The market is closely watching BBVA's ability to maintain profitability and grow its loan book amidst economic fluctuations.
Bull Confirmed If
An EPS of $0.50 or higher would confirm the bullish case, indicating strong profitability.
Bear Confirmed If
An EPS below $0.45 would support the bearish view, suggesting weaker performance.
Implied Move
±4.2%
The options market is pricing in a potential move of 4.2% around the earnings report, reflecting uncertainty about the results.
Likely market behavior by outcome — not investment advice.
Beat & Raise
If BBVA beats expectations, history suggests a potential stock increase of around 2.9%, confirming strong operational performance.
In-Line / Cautious
If results are in line with expectations, the stock may remain stable, but cautious commentary could lead to a muted reaction.
Miss
If BBVA misses expectations, history suggests a possible decline of around 3.98%, reflecting investor disappointment.
AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.
No charge today · Auto-bills $8/mo after 7 days · Cancel anytime
VERIZON COMMUNICATIO
Apr 27, 2026