Post-earnings recap
Reported
Mon, Jul 27, 2026
EPS actual
$1.07
EPS est.
$1.08
EPS surprise
-1.20%
1-day move
+3.02%
Brown & Brown, Inc. reported an EPS of $1.07, slightly missing expectations. Despite this, the stock reacted positively, rising by 3.02%. Investors may be encouraged by other aspects of the business or overall market conditions, even without detailed commentary from management.
| Metric | Actual | Expected | Surprise |
|---|---|---|---|
| EPS | $1.07 | N/A | -1.20% |
| Revenue | N/A | N/A | N/A |
No transcript is on record for this earnings call, and the analysis is based solely on numerical results.
Brown & Brown, Inc. is a leading insurance brokerage firm that provides a wide range of insurance and risk management services. Operating in the financial sector, the company plays a crucial role in helping businesses and individuals manage their insurance needs, which is particularly important in today's uncertain economic climate.
Last quarter
In the last quarter, Brown & Brown reported an EPS of $1.39, beating estimates by 2.06%. The stock saw a modest increase of 0.33% the following day, indicating a positive but cautious market reaction.
Management promises and guidance
EPS beat streak
0Q
EPS beat rate
75%
Avg EPS surprise
+5.11%
Avg 1-day reaction
+0.55%
Overall, expectations are mixed as the company has a strong track record of beating EPS estimates, but there are concerns about revenue growth in a competitive market.
Bull case
If Brown & Brown continues its trend of beating EPS estimates and shows strong revenue growth, it could lead to significant stock appreciation.
Bear case
Conversely, if the company fails to meet expectations or shows signs of slowing growth, it could result in a negative reaction from investors.
The print will turn on these.
Q1
What will the EPS be for Q2-2026?
Given the company's history of beating EPS estimates, this number will be crucial in determining market sentiment post-earnings.
Q2
How is revenue growth tracking compared to previous quarters?
Investors will be closely watching for any signs of slowing growth, which could impact the company's valuation.
—
Est. EPS
—
Est. Rev
—
Impl. Move
±3.5%
Why consensus could be wrong
The Street may be underestimating the potential for Brown & Brown to leverage its existing client relationships for faster revenue growth this quarter.
Supporting evidence
The company has consistently beaten EPS estimates, indicating strong operational execution.
The options market is pricing in a significant move, suggesting that investors expect volatility that may not align with consensus expectations.
Key risk
If revenue growth exceeds expectations, it could challenge the current bearish sentiment.
Pre-commit to what would confirm each case.
The market is debating whether Brown & Brown can maintain its growth trajectory in a competitive environment.
Bull confirmed if
An EPS of $1.45 or higher would confirm the bull case, indicating strong profitability.
Bear confirmed if
An EPS below $1.30 would support the bear case, suggesting potential issues with profitability.
What the market is pricing for the move.
Implied Move
±8.67%
Historical Avg
±1.0%
The options market is pricing in a significant move, suggesting that investors are anticipating volatility around the earnings report.
Options are pricing ±8.7% while BRO has averaged ±1.0% over the last 8 prints — setup is pricing rich.
ATM IV
0.4%
30d HV
31.7%
Smart-money positioning from the most recent 13F filings.
Institutional
86.31%
of float
Insider
13.28%
of float
Holders
1,144
institutions
Top Holders· as of Jun 2026
Blackrock Inc.
22,113,344 sh · $1.4B
6.61%
0.9%
Likely market behavior by outcome. Not investment advice.
Beat & raise
If Brown & Brown beats expectations, history suggests the stock could rise by around 0.25%, confirming strong operational performance.
In line / cautious
If results are in line with expectations, the stock may react neutrally, reflecting cautious optimism from investors.
Miss
If the company misses expectations, history suggests a potential decline of about 0.38%, indicating disappointment among investors.
House and Senate STOCK Act disclosures over the trailing 6 months.
Trades
1
0 buys·1 sell
Members
1
House only
Est. Notional
$100,001.00–$250,000.00
disclosed dollar ranges
Most Active Members
1 trade
The lines on the call that would change the story.
Vanguard Capital Management LLC
18,941,212 sh · $1.2B
5.66%
0.1%
FMR, LLC
18,405,749 sh · $1.1B
5.50%
14.7%
Principal Financial Group, Inc.
15,721,830 sh · $970.4M
4.70%
0.7%
Vanguard Portfolio Management LLC
14,631,444 sh · $903.1M
4.37%
0.3%
13F filings updated quarterly. Position deltas show change in shares vs. the prior quarter.
Net selling
Recent Transactions
Traded Aug 25, 2026 · disclosed Sep 9, 2026
$100,001.00–$250,000.00
Filed 30–45+ days after the trade. Treat as positional context, not a leading indicator. Amounts are SEC-mandated dollar ranges, not exact values.