Equity Profile
Pre-Earnings Brief
Voya Financial Inc (VOYA) operates in the financial sector, focusing on diversified financial services. The company provides retirement, investment, and insurance solutions, making it a key player in helping individuals and institutions manage their financial futures.
EPS
Earnings per share is a critical indicator of the company's profitability and performance relative to expectations.
Revenue
Total revenue reflects the company's ability to generate sales and is essential for assessing overall business health.
Wall Street expectations, options signals, track record, and call prep available with Pro.
EPS Beat Streak
0Q
EPS Beat Rate
88%
Avg EPS Surprise
+20.08%
Avg Stock Reaction
-0.58%
In Q4 2025, Voya reported an EPS of $1.94, which was below the expected $2.11, resulting in a negative surprise of nearly 8%. The stock reacted by declining 2.49% the following day.
Management Promises & Guidance
Analysts are cautiously optimistic about Voya's upcoming earnings, with expectations set for an EPS of $2.02 and revenue of $2.0 billion. However, the company has a recent history of mixed results.
Bull Case
If Voya can exceed the EPS estimate, it may signal strong operational performance and improved market conditions, potentially boosting investor confidence.
Bear Case
Conversely, if Voya misses expectations again, it could raise concerns about its growth trajectory and profitability, leading to further stock declines.
EPS
$2.02Earnings per share is a critical indicator of the company's profitability and performance relative to expectations.
Revenue
$2.0BTotal revenue reflects the company's ability to generate sales and is essential for assessing overall business health.
Expectations
The print will turn on these two things.
Q1
Will Voya's EPS exceed the consensus estimate of $2.02?
A beat on EPS could restore investor confidence after the recent miss and indicate strong underlying performance.
Q2
What commentary will management provide on revenue growth and market conditions?
Insights into revenue trends and market dynamics will be crucial for understanding the company's future outlook.
Edge
Why consensus could be wrong
The consensus may underestimate Voya's ability to rebound from last quarter's miss, as the company has historically shown resilience in challenging environments.
Supporting Evidence
Voya has an 88% EPS beat rate over the last eight quarters, suggesting a strong potential for positive surprises.
Options pricing indicates a significant expected move, which may reflect market uncertainty rather than a lack of confidence in Voya's fundamentals.
Key Risk
If Voya's EPS comes in above $2.10, it could challenge the current bearish sentiment and shift market perceptions.
Edge
Pre-commit to what would confirm each case.
This quarter's performance is critical as it follows a recent miss, and the market is keenly watching for signs of recovery or further decline.
Bull Confirmed If
An EPS of $2.10 or higher would confirm the bull case, indicating stronger-than-expected earnings growth.
Bear Confirmed If
An EPS below $1.90 would confirm the bear case, raising concerns about the company's profitability.
Pre-Earnings Positioning
Implied Move
±5.14%
Historical Avg
±1.0%
The options market is pricing in a significant move of over 5%, indicating that traders expect volatility around the earnings announcement.
Options are pricing ±5.0% while VOYA has averaged ±1.0% over the last 8 prints — setup is pricing rich.
30d HV
25.8%
Preparation
Likely market behavior by outcome — not investment advice.
Beat & Raise
If Voya beats expectations, history suggests a modest positive reaction, potentially confirming a recovery narrative.
In-Line / Cautious
An in-line result may lead to muted market reaction, as investors await further clarity on future guidance.
Miss
If Voya misses again, the stock could see a decline similar to previous quarters, with an average drop of around 2.49%.
Preparation
AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.
No charge today · Auto-bills $8/mo after 7 days · Cancel anytime
ARES MGMT CORP Class A