Equity Profile

BAP

Credicorp Ltd.

FinancialsDiversified Banks$30.9B

May14Thu

Pre-Earnings Brief

UpcomingQ1-2026After Close5:00 PM EDT

Company Snapshot

Credicorp Ltd. is a major player in the financial services sector, primarily operating as a diversified bank....

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and will show how well the company is managing its costs and generating profits.

$7.26

Revenue

Revenue figures will help investors gauge overall business growth and market demand for Credicorp's services.

$1.8B

Wall Street expectations, options signals, track record, and call prep available with Pro.

BAP Q1-2026 Earnings Preview

Context

Company Snapshot

Credicorp Ltd. is a major player in the financial services sector, primarily operating as a diversified bank. With a market cap of $31 billion, it plays a crucial role in providing banking and financial solutions in the region, which is significant as consumer spending and economic conditions evolve.

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

38%

Avg EPS Surprise

+4.83%

Avg Stock Reaction

-0.05%

Last Quarter Recap

In the last quarter, Credicorp reported strong earnings, continuing its trend of profitability. However, specific revenue figures were not disclosed, leaving some uncertainty.

Management Promises & Guidance

Expectations

Wall Street Expectations

Analysts are generally optimistic about Credicorp's upcoming earnings, expecting solid EPS and revenue figures. However, there are concerns about potential economic headwinds.

Bull Case

If Credicorp beats estimates, it could signal strong operational efficiency and market demand, potentially boosting investor confidence.

Bear Case

Conversely, if the company misses expectations, it may raise concerns about its ability to navigate economic challenges, leading to a negative market reaction.

Key Metrics to Watch

EPS

$7.26

Earnings per share is a key indicator of profitability and will show how well the company is managing its costs and generating profits.

Revenue

$1.8B

Revenue figures will help investors gauge overall business growth and market demand for Credicorp's services.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will the EPS exceed $7.26, indicating strong profitability?

A beat on EPS would reinforce confidence in Credicorp's financial health and operational efficiency.

How does the revenue of $1.8B compare to previous quarters?

Revenue growth is crucial for assessing the company's market position and ability to attract customers.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating the potential for Credicorp to exceed EPS expectations due to its strong cost management strategies.

Supporting Evidence

Credicorp has consistently beaten EPS estimates in the past, indicating strong operational performance.

The options market is pricing in a larger move than historical averages, suggesting heightened expectations.

Recent economic indicators suggest a favorable environment for banking services, which could boost revenue.

Key Risk

If the EPS comes in below $7.00, it could undermine the bullish sentiment surrounding the stock.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on how well Credicorp manages costs and grows its revenue amidst economic challenges.

Bull Confirmed If

An EPS of $7.50 or higher would confirm the bull case, indicating strong earnings growth.

Bear Confirmed If

An EPS below $6.97 would confirm the bear case, raising concerns about profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±14.86%

Historical Avg

±1.1%

Pricing rich

The options market is pricing in a significant potential move, indicating that investors are anticipating volatility around the earnings report.

Options are pricing ±14.9% while BAP has averaged ±1.1% over the last 8 prints — setup is pricing rich.

Detail

30d HV

54.1%

Calls (800)P/C Ratio: 0.23Puts (0)

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Financials

n=30

Fade rate: 12 of 25 (48%)

This setup has occurred 30 times across Financials in the last 2 years. 12 of 25 faded and 13 held — no strong directional bias after the initial reaction. The average absolute 1-day move is 2.4%, with a raw directional average of -0.0% (roughly flat historical bias).

Edge

Institutional Ownership

Smart-money positioning from the most recent 13F filings.

Top holders trimming

Institutional

80.97%

of float

Insider

14.62%

of float

Holders

680

institutions

Top Holders· as of Dec 2025

Blackrock Inc.
4,048,826 sh · $1.3B
4.29%
2.5%

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Credicorp beats expectations, history suggests the stock could see a positive reaction, potentially moving up by around 1.14%.

In-Line / Cautious

If results are in line with expectations, the stock may experience a muted reaction as investors await further guidance.

Miss

A miss could lead to a negative reaction, with historical data suggesting a potential decline of around 0.26%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on cost management strategies and their impact on profitability.
2Insights into customer demand trends and how they are affecting revenue.
3Management's outlook on economic conditions and their potential impact on future earnings.
4Details on any new products or services that could drive growth.
5Comments on competitive positioning in the financial services sector.

See the full picture

AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.

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Company Snapshot

Credicorp Ltd. is a major player in the financial services sector, primarily operating as a diversified bank....

Key Metrics to Watch

EPS

Earnings per share is a key indicator of profitability and will show how well the company is managing its costs and generating profits.

$7.26

Revenue

Revenue figures will help investors gauge overall business growth and market demand for Credicorp's services.

$1.8B

Wall Street expectations, options signals, track record, and call prep available with Pro.

BAP Q1-2026 Earnings Preview

Context

Company Snapshot

Earnings Scorecard·Last 8Q

EPS Beat Streak

EPS Beat Rate

38%

Avg EPS Surprise

+4.83%

Avg Stock Reaction

-0.05%

Last Quarter Recap

In the last quarter, Credicorp reported strong earnings, continuing its trend of profitability. However, specific revenue figures were not disclosed, leaving some uncertainty.

Management Promises & Guidance

Expectations

Wall Street Expectations

Analysts are generally optimistic about Credicorp's upcoming earnings, expecting solid EPS and revenue figures. However, there are concerns about potential economic headwinds.

Bull Case

If Credicorp beats estimates, it could signal strong operational efficiency and market demand, potentially boosting investor confidence.

Bear Case

Conversely, if the company misses expectations, it may raise concerns about its ability to navigate economic challenges, leading to a negative market reaction.

Key Metrics to Watch

EPS

$7.26

Earnings per share is a key indicator of profitability and will show how well the company is managing its costs and generating profits.

Revenue

$1.8B

Revenue figures will help investors gauge overall business growth and market demand for Credicorp's services.

Expectations

Two Questions That Matter

The print will turn on these two things.

Will the EPS exceed $7.26, indicating strong profitability?

A beat on EPS would reinforce confidence in Credicorp's financial health and operational efficiency.

How does the revenue of $1.8B compare to previous quarters?

Revenue growth is crucial for assessing the company's market position and ability to attract customers.

Edge

What the Street Is Missing

Why consensus could be wrong

The Street may be underestimating the potential for Credicorp to exceed EPS expectations due to its strong cost management strategies.

Supporting Evidence

Credicorp has consistently beaten EPS estimates in the past, indicating strong operational performance.

The options market is pricing in a larger move than historical averages, suggesting heightened expectations.

Recent economic indicators suggest a favorable environment for banking services, which could boost revenue.

Key Risk

If the EPS comes in below $7.00, it could undermine the bullish sentiment surrounding the stock.

Edge

Thesis-Break Levels

Pre-commit to what would confirm each case.

This quarter's performance will hinge on how well Credicorp manages costs and grows its revenue amidst economic challenges.

Bull Confirmed If

An EPS of $7.50 or higher would confirm the bull case, indicating strong earnings growth.

Bear Confirmed If

An EPS below $6.97 would confirm the bear case, raising concerns about profitability.

Pre-Earnings Positioning

Options Market

Implied Move

±14.86%

Historical Avg

±1.1%

Pricing rich

The options market is pricing in a significant potential move, indicating that investors are anticipating volatility around the earnings report.

Options are pricing ±14.9% while BAP has averaged ±1.1% over the last 8 prints — setup is pricing rich.

Detail

30d HV

54.1%

Calls (800)P/C Ratio: 0.23Puts (0)

Edge

Historical Setup Match

Cross-company pattern from 30 similar setups.

Prior-quarter beat + options rich in Financials

n=30

Fade rate: 12 of 25 (48%)

Edge

Institutional Ownership

Smart-money positioning from the most recent 13F filings.

Top holders trimming

Institutional

80.97%

of float

Insider

14.62%

of float

Holders

680

institutions

Top Holders· as of Dec 2025

Blackrock Inc.
4,048,826 sh · $1.3B
4.29%
2.5%

Preparation

Post-Print Playbook

Likely market behavior by outcome — not investment advice.

Beat & Raise

If Credicorp beats expectations, history suggests the stock could see a positive reaction, potentially moving up by around 1.14%.

In-Line / Cautious

If results are in line with expectations, the stock may experience a muted reaction as investors await further guidance.

Miss

A miss could lead to a negative reaction, with historical data suggesting a potential decline of around 0.26%.

Earnings Track Record

Preparation

What to Listen For

Call Prep

1Any updates on cost management strategies and their impact on profitability.
2Insights into customer demand trends and how they are affecting revenue.
3Management's outlook on economic conditions and their potential impact on future earnings.
4Details on any new products or services that could drive growth.
5Comments on competitive positioning in the financial services sector.