Pre-earnings brief
Reports
Wed, Oct 21, 2026
Est. EPS
$0.55
Est. revenue
$367M
Implied move
±19.3%
EPS beat rate
100%
Fulton Financial Corporation is a regional bank that provides a range of financial services, including commercial and consumer banking, as well as wealth management. As part of the financial sector, its performance can be influenced by interest rates, economic conditions, and consumer spending trends.
Last quarter
In Q2-2026, Fulton Financial reported an EPS of $0.60, exceeding expectations by 13.64%. However, the stock experienced a slight decline the following day.
EPS beat streak
8Q
EPS beat rate
100%
Avg EPS surprise
+23.61%
Avg 1-day reaction
+1.25%
Analysts expect Fulton Financial to report solid earnings, with a consensus EPS of $0.55 and revenue of $367 million. The market is keenly watching for any signs of growth or challenges in the current economic environment.
Bull case
If Fulton Financial beats EPS estimates and shows strong revenue growth, it could signal robust management and market demand, potentially boosting investor confidence.
Bear case
Conversely, if the company misses earnings expectations or provides weak guidance, it could raise concerns about its ability to navigate economic challenges, leading to a negative market reaction.
Key metrics to watch
EPS
0.55Earnings per share is a key indicator of profitability and will show how well the company is managing its costs and generating income.
Revenue
367MTotal revenue indicates the overall sales performance and growth of the bank's operations, which is critical for assessing its market position.
The print will turn on these.
Q1
Will the EPS exceed the consensus estimate of $0.55?
A beat on EPS would reinforce the company's profitability and could lead to a positive market reaction.
Q2
What is the revenue outlook compared to the consensus of $367 million?
Revenue performance is critical to understanding the bank's growth trajectory and market position.
—
Est. EPS
$0.24
Est. Rev
$5.7B
Impl. Move
±13.0%
Why consensus could be wrong
The consensus may underestimate the bank's ability to manage costs effectively, especially given its recent EPS surprises.
Supporting evidence
Fulton has consistently beaten EPS estimates in the past eight quarters, suggesting strong operational management.
The options market is pricing a significant move, indicating that investors may be overly cautious or optimistic.
The bank's recent performance trends indicate potential for continued growth despite economic headwinds.
Key risk
If the EPS comes in below $0.53, it could challenge the current positive sentiment around the stock.
Pre-commit to what would confirm each case.
The market is focused on whether Fulton can maintain its earnings momentum amidst economic pressures.
Bull confirmed if
An EPS of $0.57 or higher would confirm strong earnings performance.
Bear confirmed if
An EPS below $0.53 would indicate potential challenges in profitability.
What the market is pricing for the move.
Implied Move
±19.25%
Historical Avg
±2.2%
The options market is pricing in a significant move around the earnings report, indicating heightened uncertainty or expectations for volatility.
Options are pricing ±19.3% while FULT has averaged ±2.2% over the last 8 prints — setup is pricing rich.
30d HV
15.5%
Smart-money positioning from the most recent 13F filings.
Institutional
85.00%
of float
Insider
0.85%
of float
Holders
498
institutions
Top Holders· as of Jun 2026
Blackrock Inc.
27,975,686 sh · $617.6M
14.65%
6.0%
Likely market behavior by outcome. Not investment advice.
Beat & raise
If Fulton beats expectations, history suggests the stock could rise by around 1.25%, confirming strong operational performance.
In line / cautious
If results are in line with expectations, the stock may react cautiously as investors await further guidance.
Miss
A miss on earnings could lead to a decline, with historical patterns suggesting an average drop of around 0.09%.
House and Senate STOCK Act disclosures over the trailing 6 months.
Trades
2
0 buys·2 sells
Members
1
House only
Est. Notional
$150,002.00–$350,000.00
disclosed dollar ranges
Most Active Members
2 trades
The lines on the call that would change the story.
Vanguard Portfolio Management LLC
11,953,692 sh · $263.9M
6.26%
0.9%
Dimensional Fund Advisors LP
11,749,242 sh · $259.4M
6.15%
5.1%
Price (T.Rowe) Associates Inc
11,695,784 sh · $258.2M
6.13%
51.7%
State Street Corporation
11,158,632 sh · $246.3M
5.84%
7.5%
13F filings updated quarterly. Position deltas show change in shares vs. the prior quarter.
Net selling
Recent Transactions
Traded Apr 23, 2026 · disclosed Apr 30, 2026
$50,001.00–$100,000.00
Traded Apr 17, 2026 · disclosed Apr 30, 2026
$100,001.00–$250,000.00
Filed 30–45+ days after the trade. Treat as positional context, not a leading indicator. Amounts are SEC-mandated dollar ranges, not exact values.