Financials·Life & Health Insurance·$5.1B
Oscar Health Inc. (OSCR) operates in the life and health insurance sector, focusing on providing health insurance solutions to individuals and families....
EPS
Earnings per share is a key indicator of profitability and financial health, reflecting how much profit is allocated to each share of stock.
Revenue
Total revenue gives insight into the company's overall sales performance and market demand for its insurance products.
Wall Street expectations, options signals, track record, and call prep available with Pro.
EPS Beat Streak
0Q
EPS Beat Rate
50%
Avg EPS Surprise
-31.99%
Avg Stock Reaction
+1.63%
In Q4 2025, Oscar Health reported an EPS of -$1.24, missing expectations significantly. The stock reacted positively the following day, suggesting some investor optimism despite the loss.
Management Promises & Guidance
Analysts are cautiously optimistic about Oscar Health's upcoming earnings, with expectations for a recovery in EPS and revenue growth. However, the company has a mixed track record of meeting earnings estimates.
Bull Case
If Oscar Health exceeds the EPS estimate of $1.10, it could signal a strong recovery and improved operational efficiency, potentially driving the stock higher.
Bear Case
Conversely, if the company misses earnings expectations again, it could raise concerns about its financial stability and future growth prospects.
EPS
$1.10Earnings per share is a key indicator of profitability and financial health, reflecting how much profit is allocated to each share of stock.
Revenue
$4.9BTotal revenue gives insight into the company's overall sales performance and market demand for its insurance products.
The print will turn on these two things.
Q1
Will the EPS exceed the consensus estimate of $1.10?
A positive EPS surprise could indicate a turnaround in profitability and boost investor confidence.
Q2
What is the revenue forecast relative to the $4.9 billion consensus?
Revenue performance will provide insights into market demand and the effectiveness of Oscar's business strategies.
Why consensus could be wrong
The consensus may underestimate Oscar Health's ability to rebound from previous losses, as recent operational improvements could lead to better-than-expected results.
Supporting Evidence
The company has shown a capacity for significant EPS surprises in the past.
Recent investments in technology may enhance efficiency and customer satisfaction.
The stock has historically reacted positively to unexpected earnings beats.
Key Risk
If the EPS comes in below $0.26, it could undermine the recovery narrative and lead to a reassessment of the company's growth potential.
Pre-commit to what would confirm each case.
This quarter's performance is critical for Oscar Health as it seeks to regain investor trust after several disappointing earnings reports.
Bull Confirmed If
An EPS of $1.10 or higher would confirm the bull case and suggest a strong recovery.
Bear Confirmed If
An EPS below $0.26 would confirm the bear case, indicating ongoing financial struggles.
Implied Move
±4.2%
The options market is pricing in a moderate move for Oscar Health's stock following the earnings report, indicating uncertainty among investors.
Likely market behavior by outcome — not investment advice.
Beat & Raise
If Oscar Health beats expectations, history suggests a potential stock increase of around 7.15%, confirming a positive outlook.
In-Line / Cautious
If results are in line with expectations, the stock may experience a muted reaction as investors await further commentary.
Miss
A miss could lead to a decline of approximately 3.89%, reinforcing concerns about the company's financial health.
AI-powered briefs, options data, and 20 quarters of history — everything you need before earnings.
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PARAMOUNT SKYDANCE C Class B
May 4, 2026